DEBT MUTINY Step 1: Know What You Owe

A sensible person sees danger and takes cover,
but the inexperienced keep going and are punished.
Proverbs 22:3
You are entitled to receive one free credit report, at your request, every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion.
Because nationwide consumer reporting companies get their information from different sources, the [...]

Your Rights when Dealing with a Collection Agency

“Creditors have better memories than debtors; and are a superstitious sect,
great observers of set days and times.”
- Benjamin Franklin
When a debt becomes 180 days delinquent, most creditors will write it off and turn it over to a collection agency. At this point, you no longer owe the original creditor, you now owe the collection [...]

Grocery Shopping Strategies

“I went back to work because someone had to pay for the groceries.”
Bette Davis
In this turbulent economy, it is becoming increasingly important to find ways to save money on food.
According to a new poll conducted by the Consumer Reports National Research Center, women who use coupons and store-loyalty cards save over 10% a year on [...]